Learning the art of negotiation should be a priority for anyone who wants a more financially secure life. And while negotiating on price or pay may make you uncomfortable, it is those people who teach themselves to do it more that end up getting the better of things, financially speaking. Whether you are negotiating your… Read More
Renting or Buying, Which is the Better Value? (As reported by Neil Erwin at the New York Times)
Becoming a homeowner and making that first step onto the property ladder has long been a central part of the American dream. A recent article in the New York Times suggests that, for those living in the county’s most expensive metropolitan areas, renting might make more sense in the current economy. There are a number… Read More
Saving for College (as reported by Joel Saul-Sehy on personalcapital.com)
The price tag on a college education continues to rise. This is nothing new, and families planning to send their children to college need to start saving as early as possible. When starting to sock money away, you will have a number of options that will work better in the long run than your average… Read More
The Last Five Years (as reported by Kelly Campbell on news.finance.com)
Planning for retirement is a lifelong process, and in the years leading up to your retirement you can’t afford to take your eye off the prize. The last five years of your life before you retire can be the most important, as you prepare for the big day and the many years that will come… Read More
Simple Saving Techniques (as reported by Alexa Mason on moneyning.com)
Earn more than you spend. It’s personal finance rule number 1. But just because you know you should be saving money doesn’t make it any easier. There are some simple savings techniques that you can employ in order to make saving a reality. And in her article on Moneyning.com, Alexa Mason briefly outlines four of… Read More
Stay Healthy Without Breaking the Bank (as reported by April Dykman on getrichslowly.org)
Eating healthy can be an expensive habit. But if you’re on a budget, you don’t have to make sacrifices to your health. There are simple changes that you can make that help you stay healthy without breaking the bank. One thing you should do is reconsider all the fresh fruits and vegetables. If you end… Read More
Personal Finance Issues for Women (as reported by Emily Guy Birken on moneyning.com)
While almost all of the typical personal finance tips apply to both sexes, women sometimes face different issues than men do when it comes to saving for retirement. Three common issues facing women are the fact that they tend to outlive their male counterparts but under-earn them, they tend to view their money as their… Read More
Student Loan Mistakes (as reported by Abby Hayes on finance.yahoo.com)
Student loan debt has surpassed even credit card debt as the highest total amount of personal debt held in this country. It is a growing problem with few solutions. And too many young Americans are being “forced” into difficult loans with few resources available to them to help pay off the loans later. Abby Hayes,… Read More
Millenial Saving Trends (as reported by Melanie Hicken on money.cnn.com)
While they might not be saving as much as their parents did, Millenials started saving for retirement earlier. Perhaps because they came of age in the middle of the worst recession since the Great Depression, Millenials start putting money away for retirement at the age of 22 on average. And that’s good news for all… Read More
Personal Finance Strategies (as reported by Ray Martin on finance.yahoo.com)
Many people offer advice on managing your finances. And as much as the advice might vary, there are a few things that most experts will agree on. Ray Martin, writing on Yahoo Finance, sums up six fundamental personal finance tips that will help you lead a more financially successful life. The first is to always… Read More