Personal Finance

By: David Anderson, President and CEO, W!se October is Domestic Violence Awareness Month. While physical abuse is the most obvious form of abuse, domestic violence is not just physical. It also involves emotional, social, psychological, and financial coercion. The last of these is especially prevalent. According to the National Coalition Against Domestic Violence, 94-99% of… Read More

In a world where more than half of Americans don’t have enough savings to cover a $1,000 emergency, it’s more important than ever to improve your financial literacy. Financial literacy means having the proper knowledge about your money, credit, and debt management to make financially responsible decisions. Unfortunately, many people do not have a strong… Read More

Have you recently experienced financial hardship? Are you trying to understand the cost of filing for bankruptcy? If so, you aren’t alone! Bankruptcy is a heavy decision, and knowing just how much it can cost is something you will want to consider before moving forward. We know how important it is to have all the… Read More

The Differences Between Chapter 7 Bankruptcy And Chapter 13 Bankruptcy   Many people seek the legal debt relief option of bankruptcy each year. Anyone may need to file bankruptcy including Dave Ramsey, the personal finance guru. One question I get all the time is, “Which is better, Chapter 7 or Chapter 13?”. While I would… Read More

Quick question for all the homeowners out there. When’s the last time you took a good look at your mortgage rate? Let’s take it a step further. How recently was that? According to a survey conducting by Bankrate and YouGov, it seems that a good majority of folks just don’t want to refinance these days…. Read More

Doesn’t it seem like we’re all becoming increasingly reliant on the internet as a source of both information and entertainment? Perhaps nothing embodies this shift more than the exploding popularity of podcasts. Therefore, it was only a matter of time before certain subject areas were covered. A simple search across the web will yield podcast… Read More

There are so many things to stress out about these days. We’re in the midst of a global pandemic. The nation is politically divided. Personal finance management has become a primary concern as well. Unfortunately, there’s no simple fix available for any of these issues. However, there are ways to manage them, to a degree…. Read More

Perhaps no industry has been hit harder by the ongoing COVID-19 pandemic than restaurants. Many have closed outright, leaving hundreds of thousands (if not millions) of people out of work. For those fortunate enough to stay open, most have turned to exclusively offering curbside pickup or even delivery. The sales generated from these transactions help… Read More

We are currently in unprecedented times. In the midst of a global pandemic, the United States has been hit very hard by the spread of COVID-19. Business are closed, as are schools. The effects of this virus are far-reaching; not only with public health in jeopardy, but our collective financial well-being too. Many parents face… Read More