Banking

Have you considered joining a credit union? If you’re like most people, you don’t know what a credit union is. But the more you know, the more prepared you will be to manage your financial future. Credit unions are alternatives to traditional banks. The major difference between the two is that credit unions are non-profits,… Read More

High-yield checking accounts offer the convenience of checking accounts, with growth potential similar to savings accounts. Though most banks offer some form of high-yield checking, many people are unaware that they exist. But these accounts can be great for certain people who wish to grow their wealth. For those among us who tend to keep… Read More

Different banks and financial institutions offer different kinds of accounts. They also vary their rates, and other perks for customers, in order to attract your business. But one common question that a lot of people end up asking themselves is this: Should I keep all my accounts at one bank or spread them around? While… Read More

Often, when we hear about the problems of access in today’s banking system, we are hearing about developing nations, rural lands without proper infrastructure and technology to support modern banking. But we ignore the fact that for many Americans, the changes in the banking system have been enough to leave them out in the cold… Read More

Online banking is officially here to stay. Over the last ten years, online banks are the only banks to show consistent and significant growth in new customers. More and more people are moving their savings accounts, checking accounts, and credit cards to new banks without a physical location. But why? One reason is that because… Read More

It is quite common today for student loans to be co-signed by parents and guardians of those students who are borrowing. In fact, almost 94% of all student loan dollars in the first three quarters of 2014-15 school year were co-signed. But the Consumer Financial Protection Bureau has some warnings for parents vouching for their… Read More

Certificates of Deposit, commonly referred to as CDs, are a type of account or investment vehicle sold by banks and other financial institutions. They are unique in many ways to regular savings or checking accounts, as well as other investment vehicles, like stocks and bonds. For savers who want to earn higher interest rates on… Read More

Early on in relationships, both parties tend to share particular hobbies and interests with each other. That is how we build chemistry. It is a system that has (for the most part) worked for a while now. Successful relationships tend to include a nice blend of similarities and differences. Eventually, however, cohesion becomes the name… Read More

Nine out of ten Americans have a checking account, but many aren’t up to speed on what happens if they overdraw their account. An overdraft occurs when you spend or withdraw more money than you have in your account. You’ll be able to complete the transaction if you’ve agreed to your bank’s overdraft protection policy,… Read More