Different banks and financial institutions offer different kinds of accounts. They also vary their rates, and other perks for customers, in order to attract your business. But one common question that a lot of people end up asking themselves is this:
Should I keep all my accounts at one bank or spread them around?
While keeping all your accounts in one place might make things a little easier, there are advantages to avoiding this. The first is that you are free to shop around for better rates. If you lock yourself into one bank, you are beholden to whatever interest they can pay.
For more reasons to spread your accounts around, read this article.