Many Americans struggle to avoid debt for much of their lives. The goal for all of us, however, should be debt-free living.

One way to learn how to live a debt-free life is to take a cue from those people who are already doing it. When we examine the lives of people who don’t take on debt, a few things become clear.

First, they keep track of everything they buy. They are relentless about tracking their income and expenses – which helps them budget for the future and plan ways to save money.

For more features of debt-free people, read this article.

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