Budgeting and Financial Planning

At some point in our lives, many Americans end up living on their own. Whether this is a temporary situation or a part of the plan, it is important to know how budgeting on your own can be different than budgeting for an entire household. For those in charge of all the household’s finances for… Read More

Spend less and make more. That’s the simplest financial advice you will ever get. If you do those two things, you will put yourself in position to save more of your money and invest it toward future wealth. However, it is very common for people who begin to earn more money to spend more as… Read More

The news today is filled with stories about the average cost of a college degree. The campaign season has thrust the issue of higher education expenses into the national spotlight. And for parents of all ages, stressing out about how to afford your kids’ tuition is all too common. 529 College Savings Plans are a piece… Read More

Holding on to a lot of cash is never a good idea. But, according to data from a recent survey of wealthy millennials, more of them are keeping a significant amount of money in savings or checking accounts than ever before. Why? One theory states that because young Americans came of age during a time… Read More

The rise in popularity of home and room rental marketplaces like Airbnb, HomeAway, and VRBO has created a whole new source of income for a lot of people. Notably, people over 60 represent the fastest growing segment of hosts, the people listing their homes for rent. It has become a popular way to supplement their… Read More

Not everyone needs a financial adviser, and not everyone can afford one. But if you should find yourself in the position to hire someone to manage your money, or at least offer advice, it is important to know whether or not they are the right person for the job. When it comes to your money,… Read More

One popular theory about why young people are not buying homes as much as they used to is that rising student debt is making home ownership unaffordable. But new research suggests that may not be right, because twenty-somethings without debt are choosing to live with their parents or rent longer as well. The more likely… Read More

An important milestone in all of our lives is finding a spouse. This is also a critical point in your financial life. All couples encounter the moment when your finances cease to be yours alone, and begin to be “ours”. When couples merge their finances, there are several steps they should take to make the… Read More

Managing your finances and growing your wealth is not easy. At the same times, it’s not all that complicated. Almost all personal financial advice share some of the same tips in common. And when you boil it all down to their most basic forms, this advice can usually be doled out quite simply. Everyone should… Read More

It’s been a long time since most Americans saw a substantial increase in their earnings. Middle-class incomes have barely kept pace with inflation over the last several decades. And that means more Americans are just barely getting by. The results of a recent survey by Bankrate show that 38% of people rate staying current on… Read More