Budgeting and Financial Planning

Man people find themselves asking this question at some point early in their careers: Should I take my savings and use it pay off my student loans or should I instead take that money and invest it? And if you ask ten different people, you might hear ten different answers. A common theme is that… Read More

In order to set yourself up for financial success, most people think about all the ways that they can make more money. But instead, it’s smarter to think about what you might do to save more. If you can cut out certain bad habits, you might be able to save more. Dailyfinance.com wrote about seven… Read More

Just because a lot of people say something is true, doesn’t mean it will be true for you. In the world of personal financial advice, there are many common themes that you should test for yourself before subscribing to them. This was the case for Alexa Mason, as she explains writing for moneyning.com. Many personal… Read More

Learning the art of negotiation should be a priority for anyone who wants a more financially secure life. And while negotiating on price or pay may make you uncomfortable, it is those people who teach themselves to do it more that end up getting the better of things, financially speaking. Whether you are negotiating your… Read More

There is a new breed of financial advisor, and this one is focusing on middle class clients other than the ultra rich.  These new advisors seek to address the scarcity of financial advice for those with less than $100,000 in assets, all while providing their services a reasonable price point.  Realizing that investors have different… Read More

Nothing should keep you from preparing for your retirement. But too many Americans don’t pay attention to their retirement planning until it’s too late. Robert Berger, writing for Yahoo Finance, outlines seven common mistakes that people make that could put their finances at risk. The first is choosing to pay off debt before setting aside… Read More

The April 15th IRS tax filing deadline is just around the corner; for many of us this means working with a tax preparation service to complete our returns.  Many do not know that in most states a person can call themselves a tax preparer without any formal licensing or training.  Undercover investigations into tax preparation… Read More

This is the time of year when taxes are on everyone’s mind. Many of us count on a healthy tax refund in the spring to help us pay for important items we have waited for, or as a nice boost to our savings. So how can you ensure that you get the most back this… Read More

You first goal in building wealth should always be to earn more than you spend. In order to do that, most people look to cut expenses. It’s natural to first look at your bigger costs, but don’t ignore those smaller and more frequent expenses. The Rule of 752 can help you pay closer attention to… Read More

It is time to celebrate the passing of 2013 and to usher in 2014, bringing with it many New Year’s resolutions. This year, why not make a realistic and achievable commitment to improving your personal financial knowledge and well being?  There are a number of simple steps which can make a drastic improvement in your… Read More