If you’re looking to build wealth, the answer may not always be simple. However, it never hurts to develop a budget. Part of this budgeting plan might be cutting out expensive or frivolous purchases. Perhaps you should ask yourself the following question. “Is this a want or a need?” Examples of things that likely don’t… Read More
How Financial Independence Interacts With Creativity (Guest Post by George Newton)
Few people have the freedom to choose how they spend every minute of their days. We all have commitments and obligations, often relating to household chores or the need to earn a living. Free time is a very limited commodity, and it’s interesting to explore how different people deal with their free time – and… Read More
How One Student Tackled $51,000 in Student Loan Debt in Less Than 2 Years (Featuring Romario Nicholas)
Student loans. For about 70% of college-bound individuals, these are dirty words. But for most, they are also a necessity. The prospect of signing up for [potentially] decades worth of debt might not sound too appealing. However, the reality is that student loans are still perhaps the most realistic option for the majority of Americans… Read More
Drowning in debt? A few financial habits you need to change (Article Contributed by Andy Masaki of PennyLessDad.com)
Most of the people in our country have debt. Debt makes it impossible to save money and invest for the future. Credit is important nowadays, but with the accumulation of debts, it’s hard to get the credit. Anybody can find themselves being trapped in debt. This gives you stress and sleepless nights. If you’re in… Read More
Survey: Are You Refinancing Your Mortgage? (As Reported By Zach Wichter on Bankrate.com)
Quick question for all the homeowners out there. When’s the last time you took a good look at your mortgage rate? Let’s take it a step further. How recently was that? According to a survey conducting by Bankrate and YouGov, it seems that a good majority of folks just don’t want to refinance these days…. Read More
An Alternative Asset Allocation: Could Sports Cards Be A Good Investment? (As Reported By Bryan Bottarelli on Benzinga.com)
We’re sure you’re tired of hearing about COVID-19 and the financial uncertainty that has resulted from this pandemic. Now more than ever, it’s important for us to take a look at our various investment portfolios. Could we be diversifying our options even further? One possible asset allocation may surprise you – sports cards. Alright, we… Read More
NYCTutoring.com Gives Back – Offers Pro Bono Translation to NYC Nonprofits During Pandemic
NYCTutoring.com provides personalized tutoring in a range of subjects to help students in New York City and the surrounding area reach their academic potential. During the pandemic, the company decided to give back to the community by offering pro bono translation services to NYC nonprofits. Its team of language tutors have provided translation in Arabic,… Read More
2020’s Premier Podcasts for Personal Finance (As Reported by Liz Knueven on BusinessInsider.com)
Doesn’t it seem like we’re all becoming increasingly reliant on the internet as a source of both information and entertainment? Perhaps nothing embodies this shift more than the exploding popularity of podcasts. Therefore, it was only a matter of time before certain subject areas were covered. A simple search across the web will yield podcast… Read More
Expert Recommended Personal Finance Literature (As Reported by David McMillin on MSN.com)
There are so many things to stress out about these days. We’re in the midst of a global pandemic. The nation is politically divided. Personal finance management has become a primary concern as well. Unfortunately, there’s no simple fix available for any of these issues. However, there are ways to manage them, to a degree…. Read More
Student Loan Consolidation and Student Loan Forgiveness: Know The Facts (As Reported By Eric Lafleche on Empathize.com)
If you’re a current college student, or a recent graduate, you’re likely all too familiar with the associated costs. It’s no secret that attending an institution of higher learning, or even just trying to further one’s education, presents certain financial barriers. With the current COVID-19 pandemic upon us, the effects of these costs are further… Read More