In a world where more than half of Americans don’t have enough savings to cover a $1,000 emergency, it’s more important than ever to improve your financial literacy. Financial literacy means having the proper knowledge about your money, credit, and debt management to make financially responsible decisions. Unfortunately, many people do not have a strong… Read More
7 Tips to Prevent Financial Constraints on Paying Your Student Debt (Guest Post by Tim Setterfield)
In recent years, the cost of higher education has been rising at an alarming rate. As a result, more and more students are taking out loans to cover the costs of tuition and fees. While loans can be a valuable tool for financing your education, they can also create financial constraints if not appropriately managed…. Read More
How Much Does It Cost to File Bankruptcy? 5 Things to Know (Guest Post by Ben Tejes of Ascend Finance)
Have you recently experienced financial hardship? Are you trying to understand the cost of filing for bankruptcy? If so, you aren’t alone! Bankruptcy is a heavy decision, and knowing just how much it can cost is something you will want to consider before moving forward. We know how important it is to have all the… Read More
Five Smart Ways on How to Finance a Car (Guest Post by Tim Setterfield)
Apart from a house, a car can be one of the most expensive things you’ll buy. The ideal situation in purchasing a vehicle is paying for it upfront and driving away with it fully paid and without debt. However, this scenario might not be feasible for many people, with statistics showing that 69% percent of… Read More
TENTH ANNIVERSARY: 100 BEST W!SE HIGH SCHOOLS TEACHING PERSONAL FINANCE
New York, NY – April 26, 2022 Working in Support of Education (W!se), a national nonprofit, celebrated the 10th anniversary of its ranking, the “100 Best W!se High Schools Teaching Personal Finance” during a virtual ceremony sponsored by Voya Financial®. The first place distinction was given to Academies of West Memphis in West Memphis, Arkansas…. Read More
Chapter 7 Means Test – 3 Helpful Things To Know (Guest Post by Ben Tejes of Ascend Finance)
You may have experienced a stressful event and are now considering bankruptcy. Unfortunately, you may have looked at the government website covering means testing and got even more confused. The Chapter 7 means test is confusing. You can see there are 6 Chapter 7 means test forms, and one of those forms is nine pages… Read More
Why It’s Important to Understand the Cost of Chapter 7 and Chapter 13 Bankruptcy (Guest Post by Ben Tejes of Ascend Finance)
Understanding Chapter 7 vs Chapter 13 bankruptcy can be confusing to individuals looking for debt relief. Another confusing topic is the cost of bankruptcy. The cost of filing bankruptcy is one of the most common reasons why people do not meet with a bankruptcy lawyer. Unfortunately, the concern about cost keeps many people from discovering… Read More
Debt-Free Living: 5 Things to Start Immediately for a Debt-Free Life (Guest Post by Aatish Khanna of Money Club)
Living debt-free life may seem practically impossible as most adults have debts in some form or the other – either a home loan, car loan or credit card balance. The good news is that living debt-free is possible, and many people have done it or are close to living debt-free. What do these people do… Read More
What Happens to Your Financial Accounts in Bankruptcy? (Guest Post by Lyle Solomon of Oak View Law Group)
Let’s admit, it is essential to understand bankruptcy basics as it could be one of your legal lifelines. It is true, especially if you have debt payments to receive or are drowning in loans or debts. Though filing a bankruptcy petition or seeking legal assistance is your right, legal proceedings may have more to them,… Read More
7 TIPS FOR MAINTAINING A HIGH CREDIT SCORE (Guest Post by Gabby Baglino of BrytSoftware.com)
Do you want to apply for a loan? One of the most important things you need to take care of is your credit score. A good credit score is crucial to a successful financial future. With a positive score, you can expect to get more job opportunities, receive the best rate credit cards, or qualify… Read More