Only earning money, can never make you stable financially. We are talking of the financial confidence, and the sense of financial security that you have to build, so as to gain enough control of your finances, and see it grow for the real good. In this post, we are spreading out a few money actions,… Read More
Private Loans Are Another Option For College Students (Guest Post by LendEDU)
Have you exhausted all of your scholarship, grant, and federal student loan options, but still need help paying for college? A private student loan may be right for you. You can compare interest rates, repayment terms, and eligibility requirements of the best private student loan companies below. Having a good credit score or a creditworthy… Read More
Are We Looking at the End of Cable TV? (Guest Post from Dave Parsons of Cablecompare)
Long gone are the days of most movie rental storefronts, like the well-known Blockbuster company. Replaced largely by lower priced, self service machines such as Redbox, there has been an evolution in how people rent movies. The same seems to be so for cable TV providers. With so many consumers “cord cutting”, it seems that… Read More
Factors To Consider When Refinancing Your Student Loans (Guest Post from LendEDU)
If you are eligible for a lower interest rate than what you are currently paying on your student loans, refinancing usually makes sense as long as you aren’t dependent on federal benefits such as income-driven repayment plans and student loan forgiveness. LendEDU provides free resources, including a calculator, to help students and young professionals determine… Read More
Paying Yourself First as a Small Business Owner (Guest Post by Careful Cents)
As technology grows and evolves, the workplace seems to be following suit. While there are still many traditional jobs to be had, the popularity of small businesses, freelancers, digital nomads, and other non-traditional professions is truly on the rise. As with any new job venture, though, there are often questions associated with the process and… Read More
Surveying America’s Millennial Homeowners (Guest Post by LendEDU)
Part one of LendEDU’s two-part millennial & mortgages study examined trends amongst current millennial homeowners, and found that this generation often pays for PMI, in addition to leaving little wiggle room to meet monthly mortgage payments. See the full survey results and observations here: Millennials & Mortgages. Read More
Rent vs Buy Prices in Every State (as reported by Digg.com)
According to experts, we should not spend more than 30% of our income on housing. However, for many people these days, that is an unrealistic expectation. Housing prices have been rising far faster than wages. And many people have been priced out of the neighborhoods that they have long called home. And it’s not just… Read More
Financial Security Scorecard (as reported by Mia Taylor on www.thesimpledollar.com)
The financial services provider, Primerica, created what they call a Financial Security Scorecard. The scorecard consists of five behaviors or actions that people can, and should, take in order to better secure their financial futures. The idea behind it is if people do all five things, they are more likely to grow their wealth over… Read More
Add Your Tax Refund to Your Emergency Savings (as reported by Holly Johnson on www.thesimpledollar.com)
You might hear financial advisors talking about emergency savings, sometimes referred to as a “rainy day fund”. This is money that you have safely tucked away in a bank that can be used as soon as you need it, for surprise expenses – health emergency, car repairs, etc. Unfortunately, for too many people in the… Read More
How to Improve Financial Literacy Programs (as reported by J. D. Roth on www.getrichslowly.org)
A lot of smart people have poured countless hours and resources into financial literacy programs over the years. Whether those programs target adults or children, the goal is to increase the financial literacy, and improve the financial habits, of those they teach. However, a 2014 paper found that interventions to improve financial literacy have almost… Read More